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Tesla Model 3
vs Honda Civic
$76 a month cheaper to fuel

$910 a year. That's the fuel saving for a 2026 Tesla Model 3 Standard RWD over a 2026 Honda Civic Sedan 2.0 at 12,000 miles a year on US average prices: $44 a month to charge at home vs $120 in gas. Electricity is 18.31¢ per kWh (July 2026, EIA) and regular gas is $4.33 a gallon (week of Oct 12, 2026, EIA). Gas would have to fall to $1.60 a gallon for the Civic to tie, or home electricity climb to 49.5¢ per kWh.

$44
Model 3, charging a month
$120
Civic, regular gas a month
$910
saved a year
$1.60
gas price where they tie
2026 Tesla Model 3 Standard RWD, 24.3 kWh/100 mi$442026 Honda Civic Sedan 2.0, 36 MPG$120
Fuel a month, 1,000 miles, US average prices. Sources: EPA, EIA.

This is the regular 2.0L Civic sedan, the cheapest car on this list to buy. The Civic Hybrid is in the versions table below.

Run these two with your miles and rates

State by stateFuel a month, 1,000 miles. Biggest saving first.

The Model 3 saves the most in Washington, $1,363 a year, where cheap power meets $5.38 gas. It wins in all 51, even Hawaii at 48.00¢ per kWh.

StateModel 3CivicSaves / yr
Washington$36$149+$1,363
Nevada$31$141+$1,318
Arizona$37$141+$1,242
Oregon$39$141+$1,225
Utah$32$123+$1,097
Idaho$33$123+$1,079
Wyoming$35$123+$1,061
California$82$170+$1,054
Montana$36$123+$1,042
North Dakota$33$115+$991
Tennessee$33$115+$982
Nebraska$33$115+$980
Kentucky$34$115+$979
Oklahoma$35$115+$963
Kansas$37$115+$936
South Dakota$37$115+$933
Iowa$39$115+$915
Louisiana$31$107+$913
Missouri$39$115+$912
Delaware$45$121+$910
Colorado$41$116+$896
Indiana$41$115+$894
Florida$37$111+$889
Minnesota$42$116+$886
North Carolina$37$109+$868
Arkansas$35$107+$866
Mississippi$35$107+$860
South Carolina$38$109+$859
Alaska$70$141+$850
West Virginia$38$109+$849
Georgia$40$109+$835
Wisconsin$46$115+$826
Maryland$52$121+$825
Illinois$47$115+$821
Pennsylvania$53$121+$816
New Mexico$39$107+$814
Alabama$40$107+$805
Virginia$43$109+$798
Texas$39$105+$797
Vermont$58$119+$738
Connecticut$59$119+$726
Ohio$47$108+$723
New Jersey$61$121+$714
District of Columbia$61$121+$714
Michigan$56$115+$709
New Hampshire$65$119+$655
Rhode Island$69$119+$605
New York$73$121+$579
Massachusetts$74$118+$530
Maine$79$119+$485
Hawaii$117$141+$290

Electricity is each state's July 2026 residential average. Gas is the state's own EIA weekly series where one exists and its region's average otherwise; each state page says which.

City vs highwayCost per 100 miles at US average prices.

DrivingModel 3CivicTesla saves
City23.0 kWh, $4.2032 MPG, $13.53+$9.33
Highway26.0 kWh, $4.7541 MPG, $10.56+$5.81
Combined (55/45)24.3 kWh, $4.4536 MPG, $12.03+$7.58

The gap is widest in city driving: the Model 3 uses 23.0 kWh per 100 miles there and the Civic gets 32 MPG. In highway driving it narrows to $5.81 per 100 miles. Stop-and-go traffic is where a gas engine wastes the most, so city drivers save the most by switching. EPA's combined rating weights city 55% and highway 45%, which is what every other number on this page uses.

Which version you buy matters2026 EPA ratings, 1,000 miles a month, US average prices.

Gas versionMPGGas / moSaves / yr
Honda Civic Sedan 2.036$120+$910
Honda Civic Hybrid Sedan49$88+$527
Model 3 versionkWh/100 miCharge / moSaves / yr
Tesla Model 3 Standard RWD24.3$44+$910
Tesla Model 3 Premium RWD24.6$45+$902
Tesla Model 3 Premium AWD26.4$48+$864
Tesla Model 3 Performance AWD30.2$55+$779

Beyond the fuel billRange, home charging, tailpipe.

Range. The EPA rates the Tesla Model 3 Standard RWD at 321 miles on a charge. On a 48A home charger it adds about 43 miles an hour, so a typical day's driving (about 33 miles) goes back in 45 min. Level 1 vs Level 2.

Tailpipe. The Civic puts out 248 grams of CO2 per mile (EPA), about 248 kg over 1,000 miles. The Model 3 has no tailpipe; its emissions depend on how your grid makes power.

Second opinion. fueleconomy.gov's own yearly fuel cost estimate, at 15,000 miles and its national prices, is $550 for the Model 3 and $1,800 for the Civic. See EPA's side by side.

What this leaves out. Purchase price, insurance and maintenance usually move the total more than fuel does, and Supercharging on road trips costs more than home power. The calculator has fields for payment, insurance and maintenance.

Electricity: residential average, July 2026, EIA Electric Power Monthly Table 5.6.A. Gas: regular retail, week of Oct 12, 2026, EIA weekly retail gasoline by area. Efficiency: EPA combined kWh per 100 miles, which already includes charging losses, from fueleconomy.gov. Monthly figures use 1,000 miles. Vehicle ratings: 2026 model year, fueleconomy.gov web services.

Home charger picks

Charge it at home

Home charging is how you get the prices on this page. These are the three Level 2 chargers I'd buy, Amazon prices from Oct 19, 2026.

As an Amazon Associate I earn from qualifying purchases. Prices as of Oct 19, 2026.

Compare all three on one page