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Tesla Model 3
vs BMW 3 Series
$137 a month cheaper to fuel

$1,641 a year. That's the fuel saving for a 2026 Tesla Model 3 Premium AWD over a 2026 BMW 330i xDrive at 12,000 miles a year on US average prices: $48 a month to charge at home vs $185 in gas. Electricity is 18.31¢ per kWh (July 2026, EIA) and premium gas is $5.37 a gallon (week of Oct 12, 2026, EIA). Gas would have to fall to $1.40 a gallon for the 330i to tie, or home electricity climb to 70.2¢ per kWh.

$48
Model 3, charging a month
$185
330i, premium gas a month
$1,641
saved a year
$1.40
gas price where they tie
2026 Tesla Model 3 Premium AWD, 26.4 kWh/100 mi$482026 BMW 330i xDrive, 29 MPG$185
Fuel a month, 1,000 miles, US average prices. Sources: EPA, EIA.

The Model 3 Premium AWD against the all-wheel-drive 330i. The EPA lists premium gasoline for the BMW, so the gas side uses EIA's premium price.

Run these two with your miles and rates

State by stateFuel a month, 1,000 miles. Biggest saving first.

The Model 3 saves the most in Washington, $1,991 a year, where cheap power meets $5.94 gas. It wins in all 51, even Hawaii at 48.00¢ per kWh.

StateModel 3330iSaves / yr
Washington$39$205+$1,991
Nevada$34$198+$1,969
Arizona$41$198+$1,886
Oregon$42$198+$1,868
North Dakota$35$181+$1,752
Tennessee$36$181+$1,742
Nebraska$36$181+$1,740
Kentucky$36$181+$1,739
Oklahoma$38$181+$1,722
Utah$35$176+$1,698
Kansas$40$181+$1,693
South Dakota$41$181+$1,690
Idaho$36$176+$1,678
Iowa$42$181+$1,670
Missouri$42$181+$1,667
Wyoming$38$176+$1,658
California$89$226+$1,653
Indiana$44$181+$1,647
Montana$40$176+$1,638
Delaware$49$180+$1,578
Minnesota$46$177+$1,577
Wisconsin$50$181+$1,573
Illinois$51$181+$1,568
Louisiana$34$162+$1,547
Florida$40$165+$1,501
North Carolina$40$165+$1,498
Arkansas$38$162+$1,496
Colorado$45$169+$1,491
Mississippi$38$162+$1,489
South Carolina$41$165+$1,488
Maryland$56$180+$1,485
West Virginia$42$165+$1,478
Ohio$51$174+$1,477
Pennsylvania$57$180+$1,475
Georgia$43$165+$1,463
Alaska$76$198+$1,461
Michigan$61$181+$1,447
Vermont$63$183+$1,442
New Mexico$42$162+$1,440
Alabama$43$162+$1,430
Connecticut$64$183+$1,429
Virginia$46$165+$1,422
Texas$42$160+$1,417
New Jersey$66$180+$1,365
District of Columbia$66$180+$1,365
New Hampshire$70$183+$1,352
Rhode Island$75$183+$1,298
New York$79$182+$1,237
Massachusetts$80$183+$1,233
Maine$85$183+$1,168
Hawaii$127$198+$854

Electricity is each state's July 2026 residential average. Gas is the state's own EIA weekly series where one exists and its region's average otherwise; each state page says which.

City vs highwayCost per 100 miles at US average prices.

DrivingModel 3330iTesla saves
City25.3 kWh, $4.6326 MPG, $20.64+$16.01
Highway27.7 kWh, $5.0834 MPG, $15.78+$10.71
Combined (55/45)26.4 kWh, $4.8329 MPG, $18.50+$13.67

The gap is widest in city driving: the Model 3 uses 25.3 kWh per 100 miles there and the 330i gets 26 MPG. In highway driving it narrows to $10.71 per 100 miles. Stop-and-go traffic is where a gas engine wastes the most, so city drivers save the most by switching. EPA's combined rating weights city 55% and highway 45%, which is what every other number on this page uses.

Which version you buy matters2026 EPA ratings, 1,000 miles a month, US average prices.

Gas versionMPGGas / moSaves / yr
BMW 330i xDrive (premium)29$185+$1,641
BMW 330i (RWD) (premium)31$173+$1,498
Model 3 versionkWh/100 miCharge / moSaves / yr
Tesla Model 3 Standard RWD24.3$44+$1,686
Tesla Model 3 Premium RWD24.6$45+$1,679
Tesla Model 3 Premium AWD26.4$48+$1,641
Tesla Model 3 Performance AWD30.2$55+$1,556

Beyond the fuel billRange, home charging, tailpipe.

Range. The EPA rates the Tesla Model 3 Premium AWD at 346 miles on a charge. On a 48A home charger it adds about 39 miles an hour, so a typical day's driving (about 33 miles) goes back in 50 min. Level 1 vs Level 2.

Tailpipe. The 330i puts out 298 grams of CO2 per mile (EPA), about 298 kg over 1,000 miles. The Model 3 has no tailpipe; its emissions depend on how your grid makes power.

Second opinion. fueleconomy.gov's own yearly fuel cost estimate, at 15,000 miles and its national prices, is $600 for the Model 3 and $2,800 for the 330i. See EPA's side by side.

What this leaves out. Purchase price, insurance and maintenance usually move the total more than fuel does, and Supercharging on road trips costs more than home power. The calculator has fields for payment, insurance and maintenance.

Electricity: residential average, July 2026, EIA Electric Power Monthly Table 5.6.A. Gas: regular retail, week of Oct 12, 2026, EIA weekly retail gasoline by area. Efficiency: EPA combined kWh per 100 miles, which already includes charging losses, from fueleconomy.gov. Monthly figures use 1,000 miles. Premium: week of Oct 12, 2026, EIA weekly retail premium gasoline by area. Vehicle ratings: 2026 model year, fueleconomy.gov web services.

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